Overview: Bank of Punjab Career Opportunity
The Bank of Punjab, one of Pakistan's fastest-growing financial institutions with over 35 years of excellence, is seeking experienced professionals for the Manager RCAD (Risk Credit Administration Division) position. This prestigious role offers exceptional career growth opportunities within the Risk Management Group at one of Pakistan's leading banks.
About Bank of Punjab
With a robust network of 900+ real-time online branches and ATMs across Pakistan, Bank of Punjab has established itself as a premier banking institution. The bank's commitment to providing unparalleled value-added services through advanced banking solutions makes it an ideal workplace for ambitious banking professionals.
Job Details: Manager RCAD Position
Position Specifications
- Job Title: Manager RCAD (Conventional & SME)
- Number of Positions: 02
- Grade: AVP-I/AVP (Assistant Vice President)
- Location: Lahore
- Department: Credit Administration Division (Risk Management Group)
- Application Deadline: June 26, 2025
Key Responsibilities & Job Description
Primary Duties:
Documentation Management:
- Preparation of comprehensive legal and charge documentation according to credit approval guidelines
- Review and examination of executed documents and security documentation for disbursement processes
- Issue Disbursement Authorization Certificate (DAC) after completing all approval formalities
Process Coordination:
- Liaison with Business Units (BU) for documentation completion and follow-up on deferred requirements
- Diarize triggers for incomplete cases and ensure timely resolution
- Execute charge registration activities as per established Standard Operating Procedures (SOP)
Record Management & Compliance:
- Maintain effective safekeeping of documentation records with proper ledgers and registers
- Ensure vault operation with dual access control and warehousing per CAD SOP
- Monitor end-to-end processes with CSCO and Trade for credit line implementation
Data Management:
- Accurate data capturing, particularly non-financial, covenants, and collateral-related fields
- Maintain perpetually cleansed and accurate MIS-related data
- Effective management of blocking/unblocking limits
Quality Assurance:
- Obtain satisfactory ratings in audits and reviews for assigned portfolio
- Ensure timely resolution of audit findings
- Maintain strict adherence to Service Level Agreements (SLA) and Turnaround Time (TAT)
- Review portfolio accounts for anomaly identification and correction
Eligibility Criteria & Qualifications
Educational Requirements:
- Minimum Qualification: Bachelor's degree or equivalent from an HEC-recognized local or foreign university
- Preference for degrees in Banking, Finance, Business Administration, or related fields
Experience Requirements:
- Total Experience: Minimum 5 years of banking experience
- Specific Experience: At least 2 years in a similar role within credit administration or risk management
- Experience in conventional and SME banking preferred
Age Limit:
- Maximum Age: 55 years as of June 26, 2025
Skills & Competencies Required
Technical Skills:
- Strong understanding of banking operations and credit administration
- Knowledge of regulatory compliance and banking policies
- Proficiency in documentation and legal processes
- Experience with Management Information Systems (MIS)
- Understanding of risk management principles
Soft Skills:
- Excellent communication and interpersonal skills
- Strong analytical and problem-solving abilities
- Attention to detail and accuracy
- Time management and organizational skills
- Ability to work under pressure and meet deadlines
Career Growth Opportunities
This position offers exceptional opportunities for career advancement within:
- Risk Management division
- Credit Administration functions
- Senior management roles
- Specialized banking sectors
Compensation & Benefits
- Remuneration: Market-based competitive salary package
- Grade Benefits: AVP-I/AVP level perks and privileges
- Career Development: Comprehensive training and development programs
- Work Environment: Dynamic and professional banking environment
Application Process & Requirements
How to Apply:
- Online Application: Submit application through BOP career portal
- Website: https://www.bop.com.pk/available-jobs
- Deadline: June 26, 2025
- Process: Only shortlisted candidates will be contacted for interviews
Important Application Notes:
- No Travel Allowance (TA) or Daily Allowance (DA) will be provided for interviews
- Bank of Punjab reserves the right to accept or reject applications without assigning reasons
- Equal opportunity employer encouraging applications from females, minorities, PWDs, and transgender individuals
Why Choose Bank of Punjab?
Organizational Strengths:
- Legacy: Over 35 years of banking excellence
- Growth: One of Pakistan's fastest-growing banks
- Network: Extensive branch and ATM network nationwide
- Innovation: Advanced banking solutions and technology
- Culture: Professional and inclusive work environment
Career Advantages:
- Stable employment with growth potential
- Comprehensive learning and development opportunities
- Competitive compensation packages
- Professional networking opportunities
- Industry recognition and reputation
Frequently Asked Questions
Q: What is the selection process? A: The bank follows a comprehensive selection process including application screening, interviews, and background verification.
Q: Are there opportunities for career advancement? A: Yes, Bank of Punjab offers excellent career progression opportunities within the Risk Management and Credit Administration divisions.
Q: What is the work environment like? A: The bank provides a dynamic, professional environment focused on excellence and customer service.
Q: Is prior SME banking experience mandatory? A: While preferred, candidates with strong conventional banking and credit administration experience are encouraged to apply.
Contact Information
For queries regarding this position:
- Website: https://www.bop.com.pk/available-jobs
- Bank Website: https://www.bop.com.pk
- Application Method: Online through BOP career portal only
Conclusion
The Manager RCAD position at Bank of Punjab represents an excellent opportunity for experienced banking professionals to advance their careers in risk management and credit administration. With competitive compensation, comprehensive benefits, and significant growth potential, this role offers the perfect platform for building a successful long-term career in Pakistan's dynamic banking sector.
Apply now to join one of Pakistan's most respected financial institutions and contribute to its continued growth and success.
This position is open until June 26, 2025. Early application is recommended as only shortlisted candidates will be contacted for interviews.